Collectibles Insurance MythBusters:

  1. Insurance Myth: My collection is covered by my homeowners’ insurance.
    The FACTS: In most cases, your homeowners' is designed to cover personal property and is not nearly enough to protect your collection.
  2. Insurance Myth: No insurance policy would cover my unique collection.
    The FACTS: Collectibles Insurance Services, LLC covers most types of collections for a wide range of losses.
  3. Insurance Myth: I'll have to itemize every item in my collection and get it appraised to get insurance.
    The FACTS: No appraisals are necessary. You estimate the value of your collection and determine the amount of insurance.  Although an inventory is not always required at the time of application to purchase insurance, Collectibles Insurance Services strongly recommends its customers maintain an inventory to streamline, provide proof, and expedite claims in the event of a loss.
  4. Insurance Myth: Insuring my collection will cost me a fortune.
    The FACTS: A collectibles policy is typically less costly than scheduling items on your homeowners insurance.  Call us today to get a quote on your prized collection.